Check Your Money Habits

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Check Your Money Habits

For each item, 1-10, think about the answer that best describes how you use your money.

1. I know how much money I can spend each day.
Usually Sometimes Never

2. I save money to buy something.
Usually Sometimes Never

3. I know exactly how much money I have to spend each week.
Usually Sometimes Never

4. I spend my money on useful items.
Usually Sometimes Never

5. I make sure that I have enough money for an item before I try to buy it.
Usually Sometimes Never

6. I keep a record of how I spend my money.
Usually Sometimes Never

7. I have money left over at the end of the week.
Usually Sometimes Never

8. I save "leftover" money rather than spend it.
Usually Sometimes Never

9. I spend for things I NEED before buying things I WANT.
Usually Sometimes Never

10. I am happy about how I use my money.
Usually Sometimes Never

Your Score

For each column add up your answers.

If you chose usually for all 10 items, you are on your way to being a super money manager!!
8-9 Usually = Good
6-7 Usually = "So So"
If you circled 5 or less "Usuallys," you need to really work on your money habits.

Source: Let's learn to Manage Money, Dr. Carolyn McKinney, The Ohio State University, Cooperative Extension, 1985.

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University of Arkansas • Division of Agriculture
Cooperative Extension Service
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Little Rock, Arkansas 72204 • USA
Phone (501) 671-2000 • Fax (501) 671-2209

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